States Rewriting Land Use Codes Threaten Property Rights

On Monday, August 4, 2025, Kim Monson explores the coordinated assault on property rights happening in communities across America. New Jersey council candidate Sophia Georges exposes how comprehensive plan rewrites and zoning changes threaten home ownership, Iowa resident Ann Lowe shares her harrowing experience living near industrial wind turbines, and Colonel Bill Rutledge draws striking parallels between Typhoid Mary’s story and the COVID-19 vaccine narrative.

Wind Turbines and Health: An Iowa Family’s Nightmare

Start listening at 17:29 – Hour 1

Ann Lowe describes the devastating health effects she and her neighbors experience living near 180 industrial wind turbines in rural Iowa. Since the turbines began operating, Lowe suffers from constant pain and pressure in her head, ringing ears, and nausea. The turbines, located just 1.6 miles from her home, produce a relentless sound she describes as a jet that never lands.

Medical professionals have been reluctant to connect the symptoms to the wind turbines, though a retired physician told Lowe that infrasound affects people like car sickness, stating that those who are susceptible get it bad. The project has divided her community and decreased property values, while electricity costs have actually increased for local residents despite the massive installation.

“As soon as these projects started going up, started spinning, myself and several of my neighbors became sick.”

Ann Lowe, Iowa Resident

Typhoid Mary and COVID: Lessons from Medical History

Start listening at 30:06 – Hour 1

Colonel Bill Rutledge, a 97-year-old retired Air Force veteran, draws parallels between the story of Typhoid Mary and the COVID-19 pandemic response. Rutledge recounts the historical case of Mary Mallon, an Irish immigrant who was an asymptomatic carrier of typhoid in early 1900s New York, and contrasts the decades of scientific testing required to develop effective typhoid vaccines with the rushed COVID-19 vaccine development.

Having personally contracted COVID in February 2021 and spent 16 days hospitalized, Rutledge conducted his own informal research by asking healthcare professionals about their experiences with the vaccine. Every doctor, nurse, and home health provider he spoke with confirmed they had received the shots, worn masks, and still contracted COVID multiple times. He cites India’s controlled study comparing ivermectin to the COVID vaccine, which found ivermectin far superior for prevention and treatment.

“I learned that we had been lied to by the pharmacists and by the doctors, and they were under pressure by their accrediting agencies where they were threatened to lose their jobs or lose their license if they didn’t comply.”

Colonel Bill Rutledge, Retired U.S. Air Force

Insurance Challenges for Condo and Townhouse Owners

Start listening at 68:36 – Hour 2

Roger Mangan of State Farm Insurance explains the insurance crisis facing Colorado condo and townhouse owners. His own subdivision saw master policy premiums jump from $177,000 to $400,000, with the alternative bid coming in at $800,000. Many associations are dissolving their master policies and requiring individual homeowner policies, shifting costs to unit owners.

Mangan emphasizes the critical importance of understanding whether your association has an “all-in” or “bare walls” policy. Bare walls coverage only protects up to the studs, leaving drywall, fixtures, flooring, and countertops uninsured. Unit owners with bare walls policies and only $125,000 in building coverage could face catastrophic losses if they need $400,000 to rebuild.

“No insurance company, for the most part, want to insure townhouses or condos anymore in Colorado.”

Roger Mangan, State Farm Insurance

Comprehensive Plan Rewrites: A Nationwide Assault on Property Rights

Start listening at 74:54 – Hour 2

Sophia Georges, a New Jersey realtor running for Franklin Township Council, exposes how comprehensive plan rewrites and zoning changes are threatening property rights and home ownership across America. A mother of three and business owner for 25 years, Georges decided to run for office after seeing how local policies were affecting her community.

Georges describes how “affordable housing” mandates have become a vehicle for government control, noting that the Mount Morrill Doctrine requires New Jersey municipalities to provide a fair share of low-income housing. Rather than promoting home ownership, these policies create government-dependent housing that undermines the American Dream. Meanwhile, property tax increases of up to 25% in a single year are pushing families to question whether the government is trying to tax them out of their homes.

The conversation reveals striking parallels between New Jersey and Colorado, where both states face density mandates, transit-oriented development pressure, and zoning changes that allow apartment buildings in single-family neighborhoods. Georges warns that changing zoning rules affects property values and removes the ability of families to plan long-term, as their investments can be undermined by government decisions made after their purchase.

“When you start taking away rights, property rights, ownership rights, then you start having big government intervene in your daily lives.”

Sophia Georges, Franklin Township Council Candidate